Insurance

Investment managers for the Order are prohibited from investing in companies engaged in any of the following activities: Embryonic stem cell research, human cloning, pronography, abortifacient manufacture, contraception, and for-profit health care.

Your KofC General Agent is Thomas M Schreiner, (973) 258-1711 email at Thomas.Schreiner@KofC.org and your Field Agent is Justin Buteau, (973) 258-1711 with email at Justin.Buteau@kofc.org.

I already have insurance at work

Many jobs offer some form of group term life insurance. Often, this insurance is an employee benefit provided at no charge, or for a small co-pay. Knowing that this coverage exists may convince someone that he doesn’t need to discuss personally owned life insurance with a professional agent. That would be a mistake.

Most forms of group life insurance are limited in amount. That amount may be tied to salary or some other benchmark, but often there is a cap. That cap may be dangerously low for your family’s needs should you die. In fact, in the absence of a detailed needs analysis (which I’ll be happy to provide, free of charge), any employer-provided coverage may be completely unrelated to needs at death. In addition, the amount of group insurance offered is almost always reduced – and sometimes dramatically – when you retire.

Especially today, there is the very real possibility that you could change employers or lose your job. Or that your benefits could be reduced. In either case you could – one day - find yourself without coverage. If your health has changed in the meantime, you might also find yourself unable to secure individual protection.

While group life helps, it does not replace the need for individually owned life insurance. I’ll be happy to meet with you and provide a free, custom-tailored needs analysis, so that you’ll know exactly where you stand.